Everybody dreams of that fancy new car. Their “Dream Car”. The car that elevates their status amongst there friends, family, acquaintances, and unknown onlookers. However, in the words of Dave Ramsey, “The best car for you is the car you can afford to pay cash for”. Understand why in this Blog.

This blog shares how expenses can start to add up very quickly, even for someone who lives with their parents. Calculating your net worth lets you know exactly where you stand financially. It’s an important calculation. This blog also demonstrates the importance of having an emergency fund, to avoid credit card debt for an “emergency” situation.

The “Christmas Tree Effect” refers to the importance of investing in quality investment products for the long haul. The blog identifies who can be responsible for identifying the right investments and the importance of comparing your rate of return with the return of the overall market.

Having “no debt” provides you with a tremendous amount of flexibility with your money. This blog helps you define how your paycheck can be distributed to manage your cost of living more effectively. There is a template included to help you sort out where your money is going and how to reassign your money to areas that are more important to you.

You have to take your emotions out of investing and stick to the facts. “Buying high and selling low”, could be a recipe for financial disaster. Understand the questions you should ask before you sell any investment.