In 2025 a new auto enrollment policy will go into effect with 401k’s. All employees who meet their company’s eligibility requirements for a 401k or 403b will automatically be enrolled.
You have the right to request one “free” copy of your credit report each year from each of the three major consumer reporting companies (Equifax, Experian and TransUnion):
https://www.AnnualCreditReport.com.
Make sure that you are on this site before ordering your report. This is the official site, authorized by the Federal government, for you to get your free reports.
Murphy's law, in some formulations, is extended to "Anything that can go wrong will go wrong, and at the worst possible time."
There are 12 Types of Certificates of Deposit (CD):
Tradition CD
Bump-Up CD
Step-Up CD
No-Penalty CD
Zero-Coupon CD
Callable CD
Brokered CD
High-Yield CD
Jumbo CD
IRA CD
Add-On CD
Foreign Currency CD
Funds in your Health Savings Account (HSA) can be invested into a list of professionally chosen mutual funds, offered by your HSA provider. Check your plan for investment options and their performance. It’s another great way of investing in your financial future.
Warren Buffett, the CEO of Berkshire Hathaway , showed the Security and Exchange Commission (SEC) that as of June 30, 2023 (reported to on August 14, 2023), that APPLE stock represents 51% of his portfolio, totaling 915,560,382 APPLE shares owned. The price, per share, of Berkshire Hathaway Class A , on 9/18/23 was $562,800.00 and is the most expensive stock in the world!
Contributing to a Roth IRA and a traditional IRA is absolutely allowed as long as you're eligible.
Visit the Social Security Administration website and set up your own free account to find out how much you can expect in social security. Check to see your lifetime earnings on the site as well.
www.socialsecurity.gov/myaccount
Not sure if you should Rent or Buy in the area you’re moving to? Check out the Rent vs. Buy Calculator:
https://www.nerdwallet.com/mortgages/rent-vs-buy-calculator
About 2,700 respondents of the CNBC Your Money Survey are employed full time or part time. Of that group, 4 out of 10 workers, 41%, don’t contribute any money at all to a 401(k) or employer-sponsored plan. They are passing up on “free” matching funds from their employer. SMH